Ready to pursue the American Dream of homeownership? We offer a variety of home loan options for home buyers.
Don't think you can apply for a mortgage with a less-than-perfect credit score or a small savings account? Think again!
We proudly... (Read More)
Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand.
Each type of point is equal to 1 percent of your total loan amount. For example, on a $200,000 loan, one... (Read More)
Home equity is on the rise nationwide. Is it time to unlock yours?
Home equity is basically the difference between your home’s market value and the total amount you owe on your mortgage. There are two basic ways to tap your home equity—... (Read More)
Your down payment is in the bank and you're pre-approved for a mortgage. You're all ready to start looking at homes. Here are some tips for home buying the smart way:
Don't go it alone. Some tech-savvy buyers like to use the Internet and mobile... (Read More)
Winter can be a great time to sell a home if you properly manage the challenges that come with colder weather. Here are several things to keep in mind if you're selling your home during the coldest months of the year:
Keep it tidy. Keep your yard... (Read More)
Did you know that numerous studies over many years show a link between owning a home and happiness and overall well-being? For example, a report by the Consumer Financial Protection Bureau shows that homeowners generally have higher financial... (Read More)
Did you know that children are twice as likely to be hit by a car and killed on Halloween as on any other night of the year? Or that of eight major U.S. holidays, Halloween has the fifth-highest number of ER visits involving children under the age... (Read More)
With mortgage rates near historic lows, it's no surprise that most home buyers select fixed-rate home loans. But if you're comparing all of your loan options before you buy, you might want to take a few minutes to learn about ARMs.
With an... (Read More)
The VA home loan program has many benefits. One you may not know about: There's no specific waiting period after a short sale to apply for a VA loan. Other home loan programs have waiting periods of three or more years after a short sale to apply... (Read More)
You assembled your documentation, filled out the mortgage application and received approval to proceed with your purchase. It’s time to celebrate, right?
Not quite. Your lender will recheck your credit right before closing, and certain... (Read More)