Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At Element... (Read More)
Whether you're buying a home or refinancing, you have a number of choices when it comes to financing. One of those choices involves your loan term. While the overwhelming majority of home buyers and home owners elect to go with the 30-year mortgage... (Read More)
We all want our homes to be healthy and safe places for our families. That's why we want to share with you three easy ways to help keep your home free of some common (and even deadly) hazards:
Check and periodically replace smoke and carbon... (Read More)
Does your home have a laundry room? Energy-efficient appliances? A walk-in pantry? A patio or front porch? These are just some of the features home buyers want most, according to surveys conducted by the National Association of Home Builders. Also... (Read More)
Homeownership comes with some types of things that renters don't have to worry about, like home maintenance. But there's plenty of perks that make owning a home such an important part of the American Dream.
There's nothing quite like the freedom... (Read More)
No one likes to read mounds of paperwork when buying a home. But there's one form you definitely don't want to gloss over. The closing disclosure form is one of the most important documents you'll review when buying a home. It explains the terms and... (Read More)
Selling a home is a major life event — and packing up your whole life is a huge undertaking. You’ve no doubt read about packing strategies and how to organize a big move. But before you seal that last box, think twice about transporting your... (Read More)
How much of a downpayment do you need to buy a home? Less than you might think! Many people believe that in order to purchase a home, you need a 20 percent downpayment. Studies show it's one of the most enduring home buying myths.
In reality, the... (Read More)
Ready to close on the purchase of your home? Congratulations! Closing day can be exciting — but also a bit overwhelming. At Primary Residential Mortgage, we are dedicated to providing a smooth and pleasant closing experience. Here are some of the... (Read More)
Filing your tax return early is a great idea, especially if you're getting a refund. You'll get your money faster. But here's another important reason you might want to file as early as possible: refund fraud.
Refund fraud is a type of identity... (Read More)